The Representative APR is 1737% so if you borrow £200 over 31 days at a rate of 296% p.a. (variable) you will repay £250 in total.

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No need to suppress a monetary urgency and carry on even if you are on benefit. It will not alleviate the problem but, may aggravate. If money is the solution, avail it. Facilities are aplenty all around but, have limitations. You will find only loans on benefit quite friendly. 

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